Real Retirement Planning:

*If you had purchased $1000.00 of Nortel stock one year ago, it would now be worth $49.00.

*With Enron, you would have had $16.50 left of the original $1,000.00.

*With WorldCom, you would have had less than $5.00 left.

But, if you had purchased $1,000.00 worth of beer one year ago, drank all the beer, then turned in the cans for the aluminum recycling REFUND, you would have had $214.00.

Based on the above, the best current investment advice is to drink
heavily and recycle.

It's called the 401-Keg Plan.

(thanks Taylor)